I have Intracranial Hypertension. So no private insurance company will underwrite me and cover this condition.
Currently, I work on a contract basis for the state (which, I hope, shall someday change). The only practical meaning of this is that I have to pay quarterly estimated tax (no biggie) and I don't get health benefits (biggie). I should note that I accepted this position when I was able to get health coverage out-of-pocket for $125 a month; my diagnosis came about a month after I accepted the position. Would it have changed my mind? Maybe. But this is the state in which I want to work, and hell, they pay a lot better than where I was regardless of the benefits situation, even if I don't see the extra I'm making because of medical costs. Which brings me to...
My COBRA payments are a little under $500 per month. I'm also out of network, so I gotta shell out $80 or so every time I have to see the neuro-opthamologist. The MRI and spinal tap? Yeah, it would have cost me thousands without insurance, but given the rising prices of gas (and hence everything else), times are tough, and the extra $800 in medical costs I had weren't just laying around.
Chris just landed a full-time gig. With benefits. They have a domestic partnership bit for health insurance, except that we'd be paying tax on both the employee AND the employer contributions (I think it's a 20/80 split on benefits). More anti-gay sentiment. Disgusting.
His insurance kicks in May 1. My last COBRA payment goes in the mail this morning. And on Monday, we go to Town Hall and get married. Thirteen months early. My mom wasn't thrilled. I told her she should be happy we're not living in sin. The scary part? No blood tests, no waiting period. Thirty bucks and a photo ID will get any schmuck married, so long as he or she is getting married to an opposite-gendered individual. This schmuck is spending an extra $10 for a certified copy of the marriage license.
The real wedding is on May 9, 2009. You're all invited.
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6 comments:
I also did the elopement thing followed by a formal ceremony months later. It makes the formal ceremony much more enjoyable. Congrats!
Congratu-surance!
You think people should have blood-tests to get married? What are you, a racialist?
Well done by the way, stick it to the man!
So he's moving in? Wow! I have to admit something: since I (somewhat obviously) live with my husband, I've realized that living with a guy is Way Better than living with any of the crazy-whack-psycho girls I endured during college...
Congrats in advance! My friend EJ did this same thing, as her husband was getting deployed to Iraq and in case anything happened to him they wanted the legal protection of a marriage. They got married at the courthouse on their lunch breaks, then did a "real" wedding with family a year later.
Good luck on Monday! I hope you blog about the day!
Happy wedding day!
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